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Degree certificates :
Biography: Matabaro Borauzima Luc is a PhD student in Finance at HEC-Management School, University of Liège. Prior to his PhD, Luc obtained an Advanced master degree in Financial Risk management at HEC-Management School and a Master of Art in Financial Management at Université Evangélique en Afrique (UEA/Bukavu, DR. Congo), where He has been a teaching assistant from December 2010 to September 2014. His PhD focuses on Bank risk-taking, market Structure and Performance in the African Banking industry. He is currently working on how cross-border banking affects the interaction between Bank risk taking and competition using a single-factor Vasicek Model. His research interests include Empirical Banking, Risk Management and Applied Microeconometrics.